First Home Buyers – Kickstart Your Property Adventure with a Smile!
Buying Your First Home in Australia? 🏡
What You Need to Know as a First Home Buyer?
✔ How much can I borrow?
✔ What support can I access?
✔ How much deposit do I need?
We have an extensive selection of home financing options designed for everyday circumstances.
We know that everyone has their own unique circumstances, and that’s why we take a friendly and flexible approach. We consider more than just your credit score, which means we might be able to assist you when others can’t. Take a look at the options below to find what suits you best!
Buying A Home
Refinaning
Self Emplyed
First Home Buyer
Investor
Building a home
Full Doc
Alt Doc
Better Rate
Home Loan
Helpful resources to support your business dreams or your own space initiatives.
Maximum loan - $150,000 $4,000,000
Loan terms | Maximum - 30 Years |
Interest only | 5 years
Cash Out - ≤80% LVR up to $1.5M | >80% LVR up to $100K
Full Doc
Start from 5.64% - LVR 60%
Prime Product
Security locations | Category 1 & 2
Maximum loan (minimum loan $250)
LVR 95% with LMI | $1,000,000
LVR 90% with LMI | $1,250,000
LVR 80% | $1,750,000
Alt Doc
Start from 5.94% - LVR 65%
Prime Product
Security locations | Category 1 & 2
Maximum loan (minimum loan $250)
LVR 80% | $1,750,000
LVR 75% | $2,00,000
LVR 65% | $3,00,000
Interest rates and product features are current at the date of publication and may change from time to time. All loan applications are subject to lenders criteria and lending policy which may be amended from time to time without notice.
PalmTree Home Loans Pty Ltd | ABN 13 646 253 054 | Australian Credit Licence 551031
Investment Home Loans
Build wealth through property investment with tailored finance solutions.
How It Works
Use step-by-step graphics
Book a Free Consultation
Get Pre-Approved
Secure Your Investment Property
Set Up Your Ideal Loan Structure
We support small enterprises
PalmTree Home Loans solutions specifically designed for self-employed individuals, sole traders, and small business owners, even those with challenging credit histories. Additionally, we can help you leverage your property's equity for personal or business purposes, including paying off tax debts.
No financial records? No stress!
We have different options for verifying income, such as accountant confirmations, BAS, or bank statements from your business.
Tax debt assistance
We can guide you in utilizing the equity from your property to pay off or reduce your tax obligations.
Customizable loan options
Self-employed home loans are designed for a variety of purposes, such as purchasing a home, refinancing, consolidating debt, or withdrawing equity (cash out) for personal or business use.
Start Your Journey to Financial Independence by Investing in Properties You Love
Are you considering property investment in Australia?
As an experienced investor, it is crucial to understand that purchasing property should not merely be viewed as an investment strategy. In the current economic climate, characterized by escalating living costs and persistent inflation, a well-defined property investment strategy is not only advantageous but imperative.
Establishing a forward-thinking property investment strategy is the foundational step in your investment journey. Real estate is a prudent choice; being a tangible asset, property values tend to appreciate over time, enhancing your investment portfolio. Additionally, should you opt to lease the property, you can benefit from a consistent rental income, which positively influences your cash flow. This approach also contributes to building your equity as you systematically reduce your mortgage balance.
At PalmTree Home Loans, we specialize in identifying the most favorable
Get in Touch with Us
Our dedicated team is here to assist you in navigating the loan process, from selection to finalization. Connect with one of our loan experts at your convenience.