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Looking for a reliable car loan?
We streamline the approval process, ensuring you receive your car loan within 24 hours, allowing you to save time and hit the road sooner.
Key features
4 hour assessment Dedicated support team
80% of credit decisions in under 2 hours Bankstatement.com integrated
RTGS on every deal No Early Exit fees
Digital signatures
Product features Acceptable loan purposes Monthly fee
Loan amounts* Dealership sale, Private sale, refinance or mid-term refinance $9.90
Loan amounts* $5,000 - $125,000 (car) Borrower Type Credit assistance fee
$5,000 - $110,000 (caravan) $5,000 Single application only $499 dealer (car, caravan)
$50,000 (motorcycle) $599 private (car, caravan)
Loan terms 2 - 7 years $299 dealer (motorcycle)
$399 private (motorcycle)
Repayment frequency
Monthly (direct debit only)
Further loan amount cap may be applicable, subject to application and customer profile.
Car loans - Balloon payments Max balloon
Car loan term (in months) (as a % of vehicle price)
24 - 36 50%
37 - 48 45%
49-60 35%
60+ 0%
Balloons not applicable for: • Car loan terms above 60 months • Asset age greater than 8 years old at the end of the loan term• Caravans or Motorcycles loans
Income verification requirements PAYG SELF-EMPLOYED CENTRELINK SUPERANNUATION
Bank Statement's** Yes Yes Yes
Tax Returns and NOA* Yes
Payslips Yes
Income may be acceptable as supporting spousal income. Last 90 days statements with the latest no more than 30 days old. ^Most recent Individual tax return and NOA no older than 18 months. Where salary sacrifice income is used last 2 payslips will be required with one dated in the last 30 days. Rental statements may be requested to verify rental income.